Range of children policies puzzled many parents just young parents lack it often understandably experience in terms of the number of insurance products for children. Training policies, children accident insurance, dental insurance, life insurance, etc. are like touted by German insurers to offer comprehensive protection for their children the parents. Parents should work out a priority list so that the children are really best covered. Usually, children are insured through the health insurance of their parents.
The same applies for personal liability insurance, as long as no single fare is agreed. An important pillar forms a risk life insurance, which should complete the parents, so that in the event of death of a parent is a high amount of capital for survivors available. For the child itself, the parents should cover in particular the accident and disease risk. The financial consequences of an accident can be covered by a children’s accident insurance. The State accident insurance takes only eingeschrakt and even fails the most accidents – for example at leisure or at home -. There are good rates here for less than five euros a month. A so-called children disability insurance is slightly better than a casualty. This pays a lifetime monthly pension for disability: regardless of whether it was born disability due to an accident or illness.
However, the child disability insurance is considerably more expensive than a casualty. The majority of German children are on a statutory health insurance company health. A supplementary health insurance for the single room in the hospital, the free choice of doctor, glasses or contact lenses, naturopaths treatment or the use of natural medicine, the costs for checkups and a sick foreign rice insurance is recommended here. A complete package with very good conditions of insurance is some providers already for around eight euros a month available. Only when these risks are hedged, parents should consider whether an education insurance or some other savings plan for the child in question comes. The asset accumulation is a nice financial protection for the child of course, but this should be reconsidered only after securing the existential risks such as accidents, disability or disease. Learn more about the insurance coverage for children can be found on the website Kinderportal.young insurance.de. Contact: Bergische insurance broker Lise-Meitner-Strasse 5-9, 42119 Wuppertal Tel: 0202-317 13 155 fax: 0202-317 13 165 contact for the press: Bogdan Kalid image source: Jaimie Duplass – fotolia.com corporate information: company Bergische insurance broker was founded by the diploma economists Bogdan Kellinger and Karsten Werksnies as an independent insurance broker. With the Internet presence of young Insurance.de, the company has specially to the needs of individuals and Specialized trader would want no advice-bound insurance representatives an individual insurance company, but based on independent comparison calculations to get low-cost and high-performance offerings of from various companies. Bergische insurance broker has connections to more than 100 different insurance companies. There are special rates available for various professional groups such as students, trainees, graduates, or certain traders. In addition, all other age and occupational groups will advise comprehensive, fair, independent and competent. Since 1998 in the insurance industry are active customers via the Internet, by telephone and by post served – when preparing offers, as well as in the event of a claim. The strength of the Bergische insurance brokers is characterised by a very high market coverage, highly trained staff and variety of services tailored to the needs of specific target groups. With an individual analysis and use latest financial comparison software, prospects and customers are advised objectively and independently.