When worth the change in the private health insurance? In addition to independent, wealthy employees or officials can students sick insure yourself privately. To do this, future academics must can be free during the first three months of the study, or after removal of family insurance from the health insurance requirement. From a purely financial perspective, the whereabouts in the statutory fund is usually cheaper for students, there the contributions for health and long-term care insurance are now running around 66,-euros in the month,”explains economics and insurance broker of Karsten Wallace from the young-insurance.de Internet portal. The most affordable private health insurance are so although priced at par, the majority of tariffs – in particular for students – are significantly more expensive. The private health insurance may be but an alternative for students who want better medical care and otherwise, in addition to the monthly contributions for the legal Fund also the cost of private supplementary insurance plans would have to muster. Both together is often more expensive than a pure private health insurance for students.
Another output situation also offers exchange opportunities: If the statutory fund offers no cheap student rates, which is the normally after the age of 30 after the 14th semester, or may be a change in the private health insurance the cheaper alternative. The situation for children of civil servants is more complicated: it is financially often problematic for students who are beginning their studies of legal insurance lifted and were covered over official rates of parents. When the study was completed not already with the age of 25 and the child support ends, the cheap rates of aid in more expensive health full insurance rates will be converted. We received very many requests from students, who must pay with 25 or 27 years at a time between 140,-and 250 euros per month for their private health insurance, because they at the beginning of the studies in the private health insurers have remained, in which the parents are insured. And suddenly, it is clear that the way back is no longer possible in the favourable legal Fund, offered by the existing private health insurers but no cheap fares for students “, Wallace describes the problem facing many students. Just at this point, we have analyzed the insurance market and filtered out different tariffs, represent an excellent alternative for students. In the studies is usually little money available. A possible price for private health insurance is crucial for the majority of students.
Who wants above-average performance, can book these against a modest additional contribution. Priced there are deals already for about 66,-euros per month, including long-term care insurance. Many young people can save by changing the health insurance while studying more than 50% of the fee. “With the students who opt for the very reasonable rates, nevertheless not to fight have increased contributions in the age. Private health insurance ends with completion of the study and recording of employee activity or a temporary unemployment.